Releasing equity to gift a deposit

Many people release equity to give a child or grandchild a deposit for their first home, often called a living inheritance. This tool shows the gift, the eventual cost of funding it through equity release, and what the seven year inheritance tax rule means for a gift made now. This is general information, not tax advice.

Deposit you want to gift (£)

Set up fees on the release (£)

Equity release rate (% per year)

Over how many years