In developmentThis website is in development and is not yet live. The content is illustrative and is still being finalised and reviewed. It is general information only, not financial advice and not a financial promotion.
Enter your age and what your home is worth to see an indicative maximum release. The amount you can actually
release depends mainly on the age of the youngest homeowner and the value of your property, not on how much of
it you already own.
Indicative maximum you could release
£77,000
Based on around 22% of your property value at age 68. Any outstanding mortgage must be repaid from the money you release.
This is an estimate, not a quote or advice. It uses typical published market figures, not a specific
lender. The real amount, and whether equity release is right for you at all, can only be confirmed by a qualified
adviser who looks at your full circumstances.
How the figure is worked out
Equity release lenders publish a maximum loan to value for each age. The older the youngest homeowner, the higher
the percentage of the property value you can release. These are the typical maximum percentages used in this
calculator.
Typical maximum equity release by age
Age of youngest homeowner
Typical maximum release
55
25%
60
30%
65
35%
70
40%
75
45%
80
50%
85
54%
Source: Indicative published market ranges, reviewed June 2026Copy this data as text
Figures are indicative maximum release percentages anchored to published lender ranges (for example Legal & General and Aviva guidance), not a quote from any lender. Enhanced plans for those in poorer health can release more. The actual amount depends on your age, health, property and the plan chosen. Last reviewed June 2026.