In development This website is in development and is not yet live. The content is illustrative and is still being finalised and reviewed. It is general information only, not financial advice and not a financial promotion.
LLB Later Life Borrowing

Releasing equity from a buy-to-let

A small number of lenders offer lifetime mortgages on buy-to-let property, letting you take cash out of a rental without selling it or paying a monthly mortgage. The amount works the same way as on your own home: a percentage of the property value that rises with your age. This tool gives a rough figure.

Buy-to-let lifetime mortgages are a specialist niche with fewer lenders, so the maximum release can be lower than on a main home. Any existing buy-to-let mortgage must usually be cleared from the release.

Estimated maximum release

£95,000

Release breakdown
ItemAmount
Copy this data as text

Figures are indicative maximum release percentages anchored to published lender ranges (for example Legal & General and Aviva guidance), not a quote from any lender. Enhanced plans for those in poorer health can release more. The actual amount depends on your age, health, property and the plan chosen. Last reviewed June 2026.